Why contact us? Washington State Earthquake & Flood Insurance, has been providing policies in its nearby cities and all around the area. We work with multiple insurance carriers to ensure you are getting the right and the best policy possible!
Our office hours between 9AM to 5PM.
Call us for a quick service.
For general inquiries & questions,
contact us via email
7515 Lake City Way NE, Suite 100
Seattle, WA 98115
Many Boise residents believe health conditions automatically disqualify them from life insurance. In reality, that’s rarely true.
👉 For a full breakdown of policy options, see our Best Life Insurance Options in Boise for 2026 guide.

High blood pressure
Diabetes
Heart history
High BMI
Past cancer history
Approval depends on severity, stability, and management, not just diagnosis.
Simplified Issue Life Insurance
Limited health questions
No medical exam
Faster approval
Guaranteed Issue Life Insurance
No health questions
Higher cost
Coverage guaranteed
Idaho carriers vary widely in underwriting. Working with a local agent often results in better outcomes and fewer declines.
Health conditions don’t eliminate options — they change which options make sense.