About | Washington State—Trusted Earthquake & Flood Insurance Providers

About Us

Broker Owner

Earthquake insurance is separately endorsed and can be purchased alongside your standard homeowners/renters policy. This coverage typically excludes damage from floods and tidal waves—even when the flood is related to the earthquake.

Flood insurance is another separate policy offered by many providers. They are specifically designed to protect your home, building contents, and belongings in the event of a flood.

Let our professional agents and brokers help you find the right policy at affordable premiums. We serve the State of Washington, Seattle, Tacoma and the entire Puget Sound. Call Today 206-759-2566 for a quote and save money!

We are happy to serve you!

20 Plus Carriers

Multiple Insurance Carriers & Markets

Having the options to shop the insurance market helps our clients save precious premiums while providing the absolute best coverage available.

50 Years Of Experience

Combined Office Experience Of Over 50 years

With over 50 years of insurance experience. Our office of experienced agents and brokers can help solve your insurance problems.

Business Insurance Experts

We Specialize With Family Owned Business

Small business is truly the lifeblood of this great country and our State. But we have the capacity to work with the largest business's in the State as well. Ask us to design a robust safety protocol for your business.

Flood & Earthquake Insurance Specialists

Call Today For A Quick Quote On All Your Insurance Needs. We Can Help With The Following.

  • Earthquake Insurance

  • Flood Insurance

  • Condominium Insurance

  • Homeowners Insurance

  • Renters Insurance

Phone

(206) 759-2566

Address

Seattle, Washington

Seattle, WA, USA

News & Blogs

reverse mortgage boise

Reverse Mortgage for Condos Boise | What to Know

November 18, 20251 min read

Many Treasure Valley condos qualify for HECM if the project meets approval criteria. If not, some proprietary reverse mortgages may still be options. Documentation and early verification are key.

Approval Basics

  • Project approval (FHA list or spot approval routes where applicable).

  • Budget/insurance requirements; owner-occupancy ratios.

  • HOA cooperation for documents.

If Your Condo Isn’t Approved

  • Explore proprietary reverse options (jumbo/private).

  • Consider spot/project approval paths when available.

  • Review alternatives with a clear cost/benefit comparison.

reverse mortgage boise

Documents to Gather Early

  • HOA budget, insurance, bylaws/CC&Rs, litigation status.

  • Condo questionnaire; master policy details.

Timeline & Expectations

  • Allow time for HOA coordination and lender review.

  • Appraisal must support value and marketability.

Responsible Next Steps

  • Verify project status before counseling.

  • Get a written scenario comparison (HECM vs proprietary) with net proceeds.

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