
Earthquake insurance is separately endorsed and can be purchased alongside your standard homeowners/renters policy. This coverage typically excludes damage from floods and tidal waves—even when the flood is related to the earthquake.
Flood insurance is another separate policy offered by many providers. They are specifically designed to protect your home, building contents, and belongings in the event of a flood.
Let our professional agents and brokers help you find the right policy at affordable premiums. We serve the State of Washington, Seattle, Tacoma and the entire Puget Sound. Call Today 206-759-2566 for a quote and save money!
We are happy to serve you!
20 Plus Carriers
Multiple Insurance Carriers & Markets
Having the options to shop the insurance market helps our clients save precious premiums while providing the absolute best coverage available.
50 Years Of Experience
Combined Office Experience Of Over 50 years
With over 50 years of insurance experience. Our office of experienced agents and brokers can help solve your insurance problems.
Business Insurance Experts
We Specialize With Family Owned Business
Small business is truly the lifeblood of this great country and our State. But we have the capacity to work with the largest business's in the State as well. Ask us to design a robust safety protocol for your business.
Call Today For A Quick Quote On All Your Insurance Needs. We Can Help With The Following.
Earthquake Insurance
Flood Insurance
Condominium Insurance
Homeowners Insurance
Renters Insurance

Many Treasure Valley condos qualify for HECM if the project meets approval criteria. If not, some proprietary reverse mortgages may still be options. Documentation and early verification are key.
Project approval (FHA list or spot approval routes where applicable).
Budget/insurance requirements; owner-occupancy ratios.
HOA cooperation for documents.
Explore proprietary reverse options (jumbo/private).
Consider spot/project approval paths when available.
Review alternatives with a clear cost/benefit comparison.

HOA budget, insurance, bylaws/CC&Rs, litigation status.
Condo questionnaire; master policy details.
Allow time for HOA coordination and lender review.
Appraisal must support value and marketability.
Verify project status before counseling.
Get a written scenario comparison (HECM vs proprietary) with net proceeds.