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Earthquake insurance is separately endorsed and can be purchased alongside your standard homeowners/renters policy. This coverage typically excludes damage from floods and tidal waves—even when the flood is related to the earthquake.
Flood insurance is another separate policy offered by many providers. They are specifically designed to protect your home, building contents, and belongings in the event of a flood.
Let our professional agents and brokers help you find the right policy at affordable premiums. We serve the State of Washington, Seattle, Tacoma and the entire Puget Sound. Call Today 206-759-2566 for a quote and save money!
We are happy to serve you!
20 Plus Carriers
Multiple Insurance Carriers & Markets
Having the options to shop the insurance market helps our clients save precious premiums while providing the absolute best coverage available.
50 Years Of Experience
Combined Office Experience Of Over 50 years
With over 50 years of insurance experience. Our office of experienced agents and brokers can help solve your insurance problems.
Business Insurance Experts
We Specialize With Family Owned Business
Small business is truly the lifeblood of this great country and our State. But we have the capacity to work with the largest business's in the State as well. Ask us to design a robust safety protocol for your business.
Flood & Earthquake Insurance Specialists
Call Today For A Quick Quote On All Your Insurance Needs. We Can Help With The Following.
Earthquake Insurance
Flood Insurance
Condominium Insurance
Homeowners Insurance
Renters Insurance
News & Blogs
Common Roof Leak Causes in Boise (And What to Check First)
The biggest mistake homeowners make is assuming the leak is “right above the stain.” Water travels. Boise roof leaks usually come from predictable weak points—especially during wind and winter conditions.
Boise roofers hub: https://boiseroofers.net/boise-roofers
Top Leak Causes
Most Boise roof leaks come from:
flashing failures (chimneys, walls, valleys)
damaged vent boots/penetrations
wind-lifted shingles
ice dams and snow melt backup
old seal failures around skylights/vents
Emergency leak help: https://boiseroofers.net/emergency-roofing
Flashing Failures (Chimneys, Walls, Valleys)
Flashing is where roofs meet things that aren’t roof-shaped. If flashing separates or was installed wrong, water gets in fast.
Signs:
stains near chimney walls
leaks during wind-driven rain
recurring leaks in the same zone
Roof Penetrations (Vents, Bathroom Fans, Skylights)
Vent boots crack with age. Sealant dries. Skylight flashing fails.
These are often repairable—especially if caught early.
Wind-Lifted Shingles and Ridge Caps
Boise wind can lift shingle edges and break adhesive seals. Even if the roof “looks okay,” it may be compromised. The next storm exposes it.
Ice Dams and Snow Melt Paths
Snow melt can back water up under shingles. Poor attic ventilation increases the risk. Ice dams often cause leaks near eaves and exterior walls.
Why the Stain Isn’t the Entry Point
Water can travel along rafters, ductwork, and insulation. That’s why a roofer may inspect areas that seem “far away” from the drip.
What to Tell a Roofer (So Diagnosis Is Faster)
When it leaks (heavy rain, wind, snow melt)
Where it shows up (ceiling center, exterior wall, near chimney)
Whether it’s new or recurring
Any recent storm event timing
FAQ
Can a roofer find the leak quickly? Often yes with attic + roof inspection.
Is sealant a permanent fix? Rarely. It’s usually temporary.
Do small leaks matter? Yes—hidden moisture causes big repairs.
What if it only leaks in winter? Likely ice dam/ventilation/flashing issues.
Active leak right now? Start emergency stabilization: https://boiseroofers.net/emergency-roofing
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