About | Washington State—Trusted Earthquake & Flood Insurance Providers

About Us

Broker Owner

Earthquake insurance is separately endorsed and can be purchased alongside your standard homeowners/renters policy. This coverage typically excludes damage from floods and tidal waves—even when the flood is related to the earthquake.

Flood insurance is another separate policy offered by many providers. They are specifically designed to protect your home, building contents, and belongings in the event of a flood.

Let our professional agents and brokers help you find the right policy at affordable premiums. We serve the State of Washington, Seattle, Tacoma and the entire Puget Sound. Call Today 206-759-2566 for a quote and save money!

We are happy to serve you!

20 Plus Carriers

Multiple Insurance Carriers & Markets

Having the options to shop the insurance market helps our clients save precious premiums while providing the absolute best coverage available.

50 Years Of Experience

Combined Office Experience Of Over 50 years

With over 50 years of insurance experience. Our office of experienced agents and brokers can help solve your insurance problems.

Business Insurance Experts

We Specialize With Family Owned Business

Small business is truly the lifeblood of this great country and our State. But we have the capacity to work with the largest business's in the State as well. Ask us to design a robust safety protocol for your business.

Flood & Earthquake Insurance Specialists

Call Today For A Quick Quote On All Your Insurance Needs. We Can Help With The Following.

  • Earthquake Insurance

  • Flood Insurance

  • Condominium Insurance

  • Homeowners Insurance

  • Renters Insurance

Phone

(206) 759-2566

Address

Seattle, Washington

Seattle, WA, USA

News & Blogs

Life Insurance in Boise With Health Conditions | What to Know

January 25, 20261 min read

Many Boise residents believe health conditions automatically disqualify them from life insurance. In reality, that’s rarely true.

👉 For a full breakdown of policy options, see our Best Life Insurance Options in Boise for 2026 guide.


boise life insurance with health conditions

Common Health Conditions That Still Qualify

  • High blood pressure

  • Diabetes

  • Heart history

  • High BMI

  • Past cancer history

Approval depends on severity, stability, and management, not just diagnosis.


Policy Options That Work Best

Simplified Issue Life Insurance

  • Limited health questions

  • No medical exam

  • Faster approval

Guaranteed Issue Life Insurance

  • No health questions

  • Higher cost

  • Coverage guaranteed


Why Local Boise Guidance Matters

Idaho carriers vary widely in underwriting. Working with a local agent often results in better outcomes and fewer declines.


Final Thought

Health conditions don’t eliminate options — they change which options make sense.


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